Position: Marketing Officer/ Clerk

Report to: Marketing Section Chief

Job Summary:
To be responsible for performing credit and financial analysis and ensuring that all the customers under the respective assigned loan portfolio obtain necessary information and are properly managed / carried out as well as soliciting deposit from customers in compliance with Bank’s Lending Policy and related rules and regulations.

Responsibilities:
• To prepare Credit Application to be in accordance with standards by ensuring all relevant information and related document, annual review of existing customers, along with comments of Marketing Section Chief
• To attend Marketing Section meeting to discuss current status of all outstanding issues
• To monitor and develop report of loan repayment activities, call reports, credit proposals and applications, follow up the business of customers, utilization for credit facilities as well as raise all potential problem account for early signs of problems to Marketing Section Chief for review
• To liaise internally with other business units with regards to Credit, Operations, Compliance and Audit matters to ensure that work is appropriately processed, also assist and facilitate in preparation of reports, and ensure the compliance with branch’s policies are pursued
• To support Marketing Section Chief in solicitation of deposit and on accompanying and interviewing in site visit/ customer call, manage existing customers and pursue good new potentials, perform data collection and analysis with regarding to customers’ credit worthiness
• To establish and negotiate, terms under which credit will be extended, including costs, repayment method and collateral requirements
• To serve as a contact officer for non borrowing accounts and loan relating to bank services
• To perform other tasks as assigned by Marketing Section Chief

Job Specifications:
Technical Knowledge
• Bachelor degree or higher in Accounting, Finance, Marketing or other related fields
• Understand organization culture
• Understand the organization structure, roles and responsibilities of each function thoroughly
• Good knowledge of the Bank’s products and services

Skills
• Inter-personal and problem solving skills
• Initiative, hard working and being able to deliver quality results under pressure
• Keep alert on market movement and local as well as international economic news world wild
• Proficiency in both Chinese and English in particular good written and verbal communication skills
• Credit and financial analysis
• Good knowledge of products, customers’ applications/ uses, demand/supply dynamics and other aspects of business industries

Experiences
• Clerk – Minimum 1-2 years of relevant experience
• Officer – Minimum 3 years of relevant experience

其他信息


所属部门：市场部