? Manage the credit risk of a designated portfolio and make sure sales are secured according to the Group policy (Credit Insurance, Bank Guarantees, Parent Guarantees, Letter of Credit, Internal Risk Limit), which encompasses the following activities among others: set-up and maintain customer credit limits, track prepayment, reduce overdue, monitor DSO (day sales outstanding) and ACD (Average Cost Delinquency)
? Manage the credit control activities: cash collection, contact customers in coordination with Account / Sales Managers to speed-up collection and achieve related targets in collaboration with Customer Care, and Commercial teams, payments follow-up and tracking, dealing with customers’ questions or issues to ensure payment
? Manage credit holds for overdue account or over limits
? Liaise with credit insurer frequently to obtain the credit limit for customers.
? Deal with bad customer debt – declaration to Credit Insurance & calculation of the provision amount to be recorded by Accounting
? Preparation of any monthly or ad-hoc Credit reports complying with Group’s standards
? Participate in any project or task related to credit management assigned by direct supervisor.
? Manage entities’ working capital, improve the working capital at Group level
? In charge of entities’ cash management including daily cash reconciliation in Kyriba, cash reporting and financing.
? Ensure that all risks related to the operations are properly covered by insurance. Set up, update and renew insurance policies according to the Group insurance policies and local business requirements. Be an active player in loss prevention and insurance management.
? Manage insurance claims processes, follow up the claim procedures in liaison with the related departments at corporate and China level, optimize the loss recovery.
? Support the China risk management leader in the Enterprise Risk Management of the company.
职能类别：信审核查
关键字：发展好
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